How builder offers work
How this page works
Filters and order. Filters hide offers that don’t meet your choices; missing information does not count as a match. Builders are listed alphabetically unless you choose a sort, and a sort orders builders by their best visible offer on that measure. This is not a recommendation or a measure of overall value.
Lenders. You may choose your own mortgage lender. The promotions listed on this page require the builder’s preferred lender and aren’t available through an outside lender. Ask the builder for pricing without the promotion.
How builders get on this page. Every builder we can verify as actively selling in Maricopa gets the same factual entry, whether or not they pay Mike anything. Nobody buys placement. Builder information is independently compiled. Mike Millet may receive compensation for brokerage services in a transaction. Placement is not represented as a ranking by compensation.
What the offers are. The builders’ own published examples, linked so you can check them. Financing promotion details are available from the builder or lender. Rates, APR, eligibility, fees and repayment terms must be independently confirmed. Where a builder publishes a rate without an APR, no rate is shown here; we don’t calculate APRs ourselves. An offer the builder didn’t tie to a loan program is marked “Program not verified” and is left out of FHA, VA and Conventional filters. Figures hide automatically when an offer ends, when it hasn’t been re-confirmed in 48 hours, or while Mike re-checks it.
A temporary rate buydown has a cost that may be paid by the builder, seller, lender or another party. Compare the total purchase price, credits, loan costs and long-term payments.
This page compares published builder financing promotions. It does not calculate payments for individual builder offers. Use the independent calculator to estimate payments using your own assumptions. Calculator results are not builder quotes or financing offers.
I am a REALTOR®, not a lender or a mortgage broker.
Planning to visit or register with a builder?
Builders may offer compensation to a buyer’s agent. Compensation is negotiable, not guaranteed, and addressed in the written buyer agreement. Any buyer payment obligation depends on that agreement and the transaction.
Builders’ agent-registration rules differ, and several turn on the first visit or the first form you fill in. Text Mike before you register or visit.
Compare offers
Published terms side by side, as each builder states them. Programs, eligibility, fees and homes differ, so these are not like-for-like costs. Nothing here is a quote.
Financing promotion details are available from the builder or lender. Rates, APR, eligibility, fees and repayment terms must be independently confirmed. A temporary rate buydown has a cost that may be paid by the builder, seller, lender or another party. Compare the total purchase price, credits, loan costs and long-term payments. You may choose your own mortgage lender. The promotions listed on this page require the builder’s preferred lender and aren’t available through an outside lender. Ask the builder for pricing without the promotion.
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